Officers

BoardWeb Cowan

President 
Todd Cowan, REBC, RHU
SVP, Distribution & Case Installation  
HealthPlan Services
tcowan@healthplan.com 

Senia BOD 100


Vice President 
Senia Gramajo 
President
AgentLink 
senia@agentlinkmarketing.com 

BoardWeb Ritzke


Second Vice President
Chuck Ritzke
President, Actuarial Consulting 
Problem Solving Enterprises
chuck@myactuary.com

BoardWeb Katz


Treasurer

Richard S. Katz, CLU, ChFC
Vice President, Direct Marketing & Sales
American National Insurance Company
richard.katz@anico.com


BoardWeb Manifold

Immediate Past President
William J. (Jay) Manifold, Jr., CLU,ChFC, LUTCF
President 
Woodmen Insurance Agency, Inc.
wmanifold@woodmen.org 

 
   
 

 At-Large Directors

 
BoardWeb Castellanos


Victor E. Castellanos
Managing Partner
Swis Re
victor1_castellanos@swissre.com 

BoardWeb Christensen

Kevin R. Christensen
Assistant VP, DI Sales
Illinois Mutual Life Insurance
kchristensen@illinoismutual.com

Chuck Hirsch Charles Hirsch
President
Hirsch Communications Consulting, LLC
charles.k.hirsch@gmail.com
 Koppel

Allison Koppel 
Executive Vice President 
American Fraternal Alliance 
akoppel@fraternalalliance.org

Bud Schaitberger

Bud Schaitberger
President
askFinancial Wellness
bschaitberger@askafs.com

Larry Sigle 80px

Larry Sigle
National Sales Director
Enhanced Benefit Programs
lsigle@ebccard.com

BoardWeb Williams Ted Williams, LLIF 
Regional Managing Director Group Division 
Security Life Insurance Company of America
ted.williams@ameritas.com
 lwooodsss

Lauren Woods, HIA
Vice President of Marketing
Crum & Forster
lwoods@cfins.com